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How Mortgage Affordability Is Calculated

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How Mortgage Affordability Is Calculated

Lenders look at more than just your income when deciding how much you can borrow. They also consider monthly expenses, debts, and lifestyle commitments. Understanding affordability checks can help you budget more effectively.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We offer a comprehensive range of first charge regulated mortgage contracts from over 90 lenders across the market, but not deals that you can only obtain by going direct to a lender.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.

The Financial Conduct Authority does not regulate some forms of Buy-to-Let mortgages.

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